Terms of Service

These Terms of Service ("Terms") govern your access to and use of the services provided by Caviar Group & Company LLC, including any tutoring, chat-rooms, membership access, and related content ("Services"). By accessing or using our Services, including purchasing a membership, you agree to comply with these Terms. If you do not agree with these Terms, you should not use our Services.

1. Acceptance of Terms

By accessing or using our Services, you agree to be bound by these Terms, our Privacy Policy, and our Disclaimer. If you are using the Services on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

2. Eligibility

To use our Services, you must be at least 18 years old or have the legal capacity to enter into a binding agreement. If you are under 18 years old, you must obtain consent from a parent or legal guardian.

3. Description of Services

Caviar Group & Company LLC provides access to educational content, portfolio simulations, high-risk trading ideas, and other related services. Our offerings include:

  • Caviar Portfolio: A collection of high-conviction, methodical trade ideas based on actual investments made in an LLC portfolio. This portfolio represents trades in established companies, and positions may be shared for educational purposes.

  • Alpha-Lab: A space where speculative, high-risk trade ideas are shared, often involving leveraged positions and trades from individual accounts. These trades are hypothetical and serve as an exploration of higher-risk strategies.

4. User Responsibilities

You agree to use the Services responsibly and in accordance with all applicable laws. Specifically, you agree not to:

  • Engage in any illegal, abusive, or disruptive behavior in the chat-room or tutoring sessions.

  • Share content that is offensive, defamatory, or violates the rights of others.

  • Use the Services to spam, hack, or engage in other harmful activities.

  • Impersonate another user or entity.

  • Violate intellectual property rights or privacy rights.

  • Provide false or misleading information.

5. Disclaimer of Professional Advice and Simulated Trades

The content provided through our platform, including the Caviar Portfolio and Alpha-Lab, is for educational purposes only. The trades and ideas shared are hypothetical and do not guarantee actual financial results. While the Caviar Portfolio is based on real trades executed within an LLC portfolio, and Alpha-Lab reflects personal ideas from individual accounts, none of the content should be interpreted as professional financial advice. Users should exercise their own discretion and seek professional guidance before making any investment decisions. Caviar Group & Company LLC is not responsible for any losses or damages resulting from reliance on shared ideas.

6. Account Registration

To access certain Services, you may need to create an account. You agree to provide accurate and up-to-date information during registration and to keep your account information secure. You are responsible for all activities that occur under your account, and you agree to notify us immediately if you suspect unauthorized access to your account.

7. Membership, Payments, and Fees

  • Membership Pricing: The subscription price for membership is locked in for life for those who maintain their subscription, unless you unsubscribe. Membership prices are subject to change, but your rate will not change unless you unsubscribe and resubscribe at a future date.

  • No Refund Policy: All membership sales are final. We do not offer refunds for memberships or services purchased. By subscribing, you acknowledge and agree that no guarantees or refunds are provided.

  • Subscription Terms: Subscriptions automatically renew monthly unless canceled by the user. You are responsible for managing your subscription and can cancel at any time through your account settings.

8. User-Generated Content and Community Guidelines

Users may post and share their ideas and trades, including discussions about the Caviar Portfolio and Alpha-Lab, within the platform. By posting, you grant Caviar Group & Company LLC a non-exclusive, royalty-free license to use, display, and distribute your content as needed to provide services. You agree to follow our community guidelines, including:

  • No sharing of false or misleading trade information.

  • No engaging in harmful or disruptive behavior in discussions about portfolio ideas.

  • No spamming, trolling, or illegal activity.

9. Privacy and Data Use

We are committed to protecting your privacy and personal data. Our Privacy Policy outlines how we collect, store, and use your data, including payment information, user interactions with our platform, and any other personal data you provide. By using our Services, you consent to the collection and use of your data in accordance with our Privacy Policy.

10. Conduct in Chat-Rooms

Our chat-rooms are designed to facilitate respectful, constructive discussions. You agree to follow these community guidelines:

  • No harassment, hate speech, or discriminatory language.

  • No sharing of personal or confidential information.

  • No spamming, trolling, or disruptive behavior.

We reserve the right to remove any content that violates these guidelines and to suspend or terminate the accounts of users who engage in inappropriate behavior. You must abide by Discord's Terms of Service while using our chat-rooms.

11. Disclaimers and Limitations of Liability

  • Investment Risks: You acknowledge that the trades and ideas shared via the Caviar Portfolio and Alpha-Lab involve risk, and that past performance is not indicative of future results. You agree that you will not hold Caviar Group & Company LLC liable for any financial losses or damages incurred based on decisions made using the information shared through these Services.

  • Limitation of Liability: To the fullest extent permitted by law, Caviar Group & Company LLC is not responsible for any losses or damages resulting from your use of our platform or reliance on any educational or trade content provided.

12. Termination

We reserve the right to suspend or terminate your access to the Services at our discretion, without notice, if you violate these Terms or if we suspect misuse of the Services. Upon termination, you must stop using the Services and any materials associated with them.

13. Modifications to Terms

We may update or modify these Terms at any time. If we make significant changes, we will notify you via email or through a notice on our website. Your continued use of the Services after such changes constitutes acceptance of the new Terms.

14. Governing Law

These Terms are governed by the laws of Arizona, and any disputes regarding the use of the Services or any hypothetical financial strategies shared will be resolved in the appropriate courts of Arizona.

15. Dispute Resolution

If you have a dispute with us, we encourage you to contact us first to attempt to resolve the matter informally. If informal resolution is not possible, you agree to resolve any disputes through binding arbitration in accordance with the rules of the American Arbitration Association.

16. Indemnification

You agree to indemnify, defend, and hold harmless Caviar Group & Company LLC, its officers, employees, agents, and affiliates from any claims, losses, damages, liabilities, or expenses (including legal fees) arising from your use of the Services or any violation of these Terms.

17. Miscellaneous

  • Entire Agreement: These Terms constitute the entire agreement between you and Caviar Group & Company LLC regarding the use of the Services.

  • Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in effect.

  • Waiver: Any failure to enforce any provision of these Terms will not be considered a waiver of that provision or any other provision.

Effective Date: April 24, 2025